Bank account insights for credit risk fraud AML assessment
Get real time data of customers’ financial situation in seconds and make smart credit decisions thanks to our bank account insights.
In partnership with
Reduce credit risk
Leverage bank transaction data proven to reduce credit losses.
Prevent fraud
Detect fraudulent loan seekers with credit insights and analysis.
Make faster decisions
Use insights to increase user confidence and make faster decisions.
Precise categorisation
Integrate data into existing credit servicing with income verification, categorized spending and account balance analysis
Left to live calculation
Include data for better left to live calculations and validatios
Automatic rules
Integrate data in decision rules to improve rules frameworks
Bank account data insight provides my team with a comprehensive view of our customers’ finances, enabling us to make informed and confident credit decisions. By tailoring our credit assessments to each customer’s unique financial situation—beyond traditional methods—we enhance our ability to achieve our goals, reduce credit losses, and meet our AML requirements.
— Emma-Louise Hunter, Team supervisor for loans and deposits
Data to help you make better decisions
We break-down bank account data into 20 categories seperated into 5 areas to give you comprehensive insights to make decisions
✔️ Income: salary, allowence
✔️ Risk categories: loans, gambling
✔️ Spending: rent, car and every day transactions
✔️ Other: foregin transaction and more
✔️ Saving: saving to saving accounts
Precise categorisation
Integrate data into existing credit servicing with income verification, categorized spending and account balance analysis
KALP calculation
Include data for better KALP calculations and validatios
Automatic rules
Integrate data in decision rules to improve rules frameworks
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