Finance responsibly. Decide with confidence.
Verify income and liabilities instantly
Assess salary, benefits, debt repayments, and financial behaviour, no documents or manual effort required.
Calculate living costs and affordability
Use categorised transaction data to estimate spending, spot risky patterns, and build reliable KALP models.
Fully auditable. Fully compliant.
Access a complete version history of every insight – ready for FSA review or internal audits.
It’s all about clarity – and regulatory confidence
Most banks rely on outdated or incomplete data.
Your team likely needs:
- Accurate, historical transaction data for “left to live” assessments
- Categorised expenses to build clean, reliable risk models
- A verifiable data trail for audit and compliance teams
- A faster, smoother way to assess financing – with fewer assumptions
- Tools that integrate with your lending systems and automate workflows
One API. Transparent data. Built for compliance.
Trusted by credit teams, risk departments, and product owners who need audit-ready insights – without losing speed or control.
A example:
from bank data to lending decision, in one flow
Here’s how a bank analyst uses transaction insights to approve a loan with confidence.
More precise lending decisions, smoother audits, and full compliance – with less friction for the customer.
No more guesswork
With Fimento, your lending team gains full visibility into income, spending, and risk – all verified at the source.
Assess how much disposable income a borrower has after fixed expenses to determine true loan affordability.
Build stronger calculation models, meet regulatory expectations, and act with confidence – even under scrutiny.
Audit-ready. Risk-aware. Live in days.
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